Privacy Policy

Introduction

Welcome to https://ring-insurance-phoenix.livebursts.com (hereafter referred to as “Ring Insurance Phoenix,” “we,” or “our”). We are dedicated to maintaining a transparent and secure online environment for our users, ensuring their privacy is protected at all times. This Privacy Policy outlines the ways in which we collect, use, disclose, and safeguard your personal information in accordance with international data protection regulations, including but not limited to:

Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
Quebec Law 25 on the protection of personal data
The General Data Protection Regulation (GDPR) of the European Union
Brazil’s Lei Geral de Proteção de Dados (LGPD)
California’s Consumer Privacy Act (CCPA/CPRA) and California’s Business and Professions Code (CPA)
Colorado’s Privacy Act (CPA)
Utah’s Consumer Sales and Service Protection Act (UCPA)
Connecticut’s Connecticut Transparency and Accountabilty of Data Act (CTDPA)
Virginia’s Consumer Data Protection Act (VCDPA)
South Africa’s Protection of Personal Information Act (POPIA)

Scope

This policy applies to all aspects of our online presence, including but not limited to:

Our official website at https://ring-insurance-phoenix.livebursts.com
Any mobile applications or software provided by us
Services and products offered through our platform
Interactions between users and our team, whether via email, phone, SMS, or other channels

Please note that this policy does not cover third-party platforms, applications, or services accessed through links on our site, as they have their own privacy policies that govern the use of your data.

Processing Activities

This Privacy Policy guides how we interact with users in the following scenarios:

Using Our Applications and Services: When you sign up to use our applications or services, we collect and process personal data necessary for account creation, service provision, and customization.
Visiting Our Websites: Every time you visit our websites linked to this Privacy Policy, we may collect certain information automatically through cookies and other tracking technologies, as detailed in our Cookie section below.
Communication with Us: If you choose to contact us via email, phone, or SMS for support, inquiries, or marketing purposes, we will use the personal data provided to respond to your requests.

Personal Data Collection

We collect a range of personal information to enhance your experience and improve our services. This includes:

Account Information: Details such as your name, username, and password required for account creation and access.
Payment Information: Credit card numbers, billing addresses, and payment history for processing transactions.
Financial Information: Data related to your financial status or creditworthiness (if applicable) for assessment purposes.
Purchase Information: Records of products or services you have purchased from us, including order details and delivery addresses.
Mobile Device Identifiers: Unique device identifiers, IP addresses, and mobile app usage data collected through our applications.
Location Data: Information about your physical location when using our GPS-enabled services or when opting into location-sharing features.
Feedback: Your comments, suggestions, reviews, and ratings to help us improve our products and services.
Social Media Information: Details obtained from social media platforms (if you choose to log in through these accounts) for account integration.
Product Information: Data about the products or services you show interest in or purchase, including preferences and usage patterns.

We collect this data using various methods, including user input forms, order processes, analytics tools, cookies, and third-party service providers.

Cookies

Cookies are small text files stored on your browser by our website or applications to enhance user experience. We use cookies for:

Strictly Necessary: Ensuring basic functions of our websites and applications work correctly.
Preferences: Remembering your preferences, such as language settings and display options.
Analytics: Tracking aggregated user data to understand how visitors interact with our site, helping us improve its performance and content.
Advertising: Delivering targeted ads based on browsing behavior (if you have consented to this).

You can control and manage cookies through your browser settings. Please note that disabling certain cookies may impact your user experience on our site. For more information, see our Cookie Policy.

Your Rights and Choices

Depending on your location, you may have various rights regarding your personal data:

Access: Request access to the personal data we hold about you.
Rectification: Ask for corrections if your data is inaccurate or incomplete.
Erasure (Right to be Forgotten): Request the deletion of your data where there is no compelling reason to retain it.
Restriction: Limit our processing of your data under certain circumstances.
Portability: Receive a copy of your personal data in a structured, commonly used format.
Objection: Object to the processing of your data for specific or all purposes.
Non-Discrimination: You have the right not to be discriminated against for refusing to provide personal data.

To exercise these rights or if you have any data-related inquiries, please contact our Data Protection Officer via email at [email protected] or by post to:

Ring Insurance Phoenix
Data Protection Team
[Address]

Changes to Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. Any modifications will be posted on this page with a revised effective date. We encourage you to review this policy periodically to stay informed about how we protect your personal information.

Contact Information

If you have any questions, concerns, or requests regarding privacy, data protection, or this Privacy Policy, please contact us:

Email: [email protected]
Mail: Ring Insurance Phoenix, Data Protection Team, [Address]